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Group Health Insurance


Group health insurance is a type of health insurance plan offered by an employer/organization of a member organization. Members of a group health insurance plan usually receive coverage at a lower cost because the risk to the insurer is distributed across multiple members. JPA's group health insurance solutions through its provider, offers coverage for office visits, prescription drugs, lab, x-ray and diagnostic procedures, surgery, maternity, in-hospital and out-patient care, as well as dental and optical benefits, among others.

Benefits of Group Health Insurance Plans

Group health insurance policies have a number of advantages and benefits over individual plans. The main benefit group plans offer is lower premiums. Additionally, family members and dependents can be added to group plans at an additional cost to members, which can assist families with sole providers or whose alternative or individual health plan options carry significantly higher prices.

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